Don’t let the
draw schedule
outlive your cash.
Stop funding projects out of pocket because of slow lender draws. Calculate your cash flow danger zone before the jobsite feels it.
What are you carrying right now?
Put a date on it.
Cash flow gets dangerous when your runway expires before the money you have already earned arrives. Here is the collision point.
You have — in cash
At — leaving every week, the balance is moving fast.
—
This is the exact point your current cash reaches zero.
—
—
Three numbers.
One honest answer.
No accounting software connection. No assumptions hidden behind a score. Just the pressure your project is actually under.
Cash on hand
Your available buffer today, before the next invoice clears.
Cash runway
Cash divided by weekly burn, converted into the days your job can keep moving.
Draw cycle
The full wait from submitting your draw to money in your account.
Don’t get caught off guard.
Prepare for the cash gap.
If that date arrives before your draw, you have a decision to make: slow the burn, move the draw forward, or secure a bridge loan. What you cannot do is discover the gap when payroll is due.